ARTICLES

Monthly Investment Commentary

A September Slump & The Global Equity Bull Market

A September slump put a pause on the global equity bull market. The S&P 500…
financial advisor reviewing options
Adam Braunscheidel

Tax-Loss Harvesting

As we approach year end, many investors inquire about ways to reduce their tax obligations…
stock ticker with winning streak
Monthly Investment Commentary

U.S. Stocks Continue 11-Month Winning Streak

Global stocks churned 2.5% higher in August. The MSCI ACWI Index has had positive gains…
tax form 1040 eggs in basket
Bob Peelman

Reduce Your Tax Liability with a Mega Backdoor Roth IRA

As recently as this week, there are tax proposals in Congress which, if passed, would…
employees on zoom call
Carole Foos

The New and Expanded Employee Retention Credit

Nearly all taxpayers are looking for legitimate tools to reduce taxes. The Employee Retention Credit…
financial advisors review emerging markets in portfolio
Monthly Investment Commentary

U.S. Markets Continue Rise Despite Drop in Emerging Markets

Developed equity markets continued to rise during July. U.S. stocks led the way with a…
pandemic-covid-19 data image
David Mandell

Financial Lessons Learned from the Pandemic

Now that we have reached Summer 2021, when over 150 million Americans have been vaccinated,…
illustration of house wrapped with padlock
David Mandell

How to Protect Your Home and Home Equity From Liability

Along with retirement and personal investment accounts, the family home (and its equity) is often…
David Mandell

Inflation and Your Investments

Inflation is a popular topic in the financial media this spring. This short article is…
us capitol building
Carole Foos

What You Should Know About the Biden Tax Proposals

With the Democrats controlling both houses of Congress, there is a likelihood that President Biden's…
insurance advisor working with client
Bob Peelman

Permanent Life Insurance

Perhaps no wealth planning tool is as strongly debated as permanent life insurance. On the…
roth ira piggy bank calculator
Bob Peelman

Backdoor Roth IRA Strategy

Tax diversification is a planning concept that we stress in our books, and in our…
US Federal Reserve Building
David Mandell

Four Ways to Leverage Today’s Ultra-Low Interest Rates

As we navigate through this difficult time in the U.S. economy, a few bright spots…
American flag with vote pins laying on top
Monthly Investment Commentary

Investing Through an Election

Each time a U.S. presidential election approaches, we revisit our views about its impact on…
Carole Foos

2020 Year-End Tax Tips

Along with some COVID-19 related tax changes, the result of the recent Presidential election tends…
attorney putting estate planning documents in briefcase
David Mandell

Estate Planning Essentials for All Ages

Estate planning is an important aspect of wealth management that should be addressed early in…
college graduates
David Mandell

Saving for the High Cost of College

Amid the uncertainty surrounding the new school year, it is important for parents and students…
investing during covid-19
ojmcares-2

Staying the Course

Tensions have been high since March for all investors. For the first time ever, many…
reviewing stock graphs
ojmcares-2

Why is the Stock Market Going Up When Economic News Looks Grim?

Many of our clients, like investors across the country, are asking this important question: How…
financial planning
ojmcares-2

Six Financial Actions to Take During the COVID-19 Crisis

The COVID-19 crisis has created a significant financial setback for almost all physicians, business owners…
surviving the coronavirus recession
Articles

A Business’s 8 Step Prescription for Surviving the Coronavirus Recession

OJM is pleased to share the following timely article authored by CPA Crystal Faulkner of…
ojmcares-2

Current Thoughts on Coronavirus and Market Volatility

The coronavirus outbreak is still progressing, and its full health and economic impacts are clearly not yet apparent. We expect to have…
advisor working on portfolio
David Mandell

Are You Taking Advantage of Two Everyday Tax-Favored Assets?

Like everyone we have ever worked with, you likely want to reduce your taxes as…
financial planning for young families
Money Milestones

Money Milestones: Starting a Family

Major life events often trigger important questions about money and can significantly impact long-term financial…
Bob Peelman

Yield Curve Inversions Explained

“Yield curve inversion” has been in the news lately. You may be wondering exactly what…
Tax Return_Corp_Individual
David Mandell

2019 Year-End Tax Tips

Although many taxpayers have just completed and filed their 2018 tax returns, it is already…
Adam Braunscheidel

Money Milestones: Getting Married

Major life events often trigger important questions about money and can significantly impact long-term financial goals.…
David Mandell

Increase Tax Deductions and Boost Retirement Savings with a Cash Balance Plan

A Cash Balance Plan is a Qualified Retirement Plan (QRP) that can provide physicians and…
David Mandell

The Advisor Advantage

Seven Benefits Your Advisor Should Bring to Your Portfolio “Do I really need help—or can…
David Mandell

Six Tools to Help You Achieve Your Retirement Goals

It is not surprising that achieving a financially secure retirement is a leading financial goal…
Real Estate Tax Planning
David Mandell

Reduce Lawsuit Risks and Minimize Tax Liabilities of Owning Real Estate

Although real estate is a common investment, few real estate owners have implemented the proper…
IncomeTaxFormCalculator
David Mandell

Tax Day Tips: Plan Now for April 2020

Do you realize that, after the recent tax reform-- between income, capital gains, Medicare, self-employment…
Is Your Retirement Plan a Liability Trap_
David Mandell

Is Your Retirement Plan a Liability Trap?

Why A 401(k) Can Cause Liability for Employers and How to Mitigate This Risk The…
David Mandell

Three Strategies to Implement for a Retirement-Ready Future

An effective retirement plan cannot simply be established at the start of one’s career and…
tax form with tax stamp
Articles

Opportunity Zones Offer New Tax Savings and Investment Options

The Tax Cuts and Jobs Act of 2017 contained a unique benefit for taxpayers (particularly…
retirement graphic
David Mandell

Four Common Pitfalls in a Qualified Retirement Plan

OJM Group has reviewed many qualified retirement plans (QRPs) for businesses and professional practices, including…