ARTICLES

nice midwest home
Bob Peelman

Should I Buy a Home or Rent?

The question of whether to purchase or rent a home is a hot topic within…
confident, young doctor in a white coat reviewing life insurance plans
David Mandell

Everything Physicians Need to Know About Life Insurance

Your career as a physician is full of major milestones that show you’re growing wiser,…
Doctor in a white coat putting a coin in a piggybank
David Mandell

The Beginner’s Guide to Investing for Doctors

You know the difference between “diverticulitis” and “diverticulosis.” You can react instantly and calmly when…
Physician reviewing employment benefits for doctors
David Mandell

The Starter Guide to Doctor Benefits: 401(k)s and Much More

Competitive benefits are necessary to attract top talent, and employers in the medical field understand…
nice midwest home
Bob Peelman

Should I Buy a Home or Rent?

The question of whether to purchase or rent a home is a hot topic within…
financial team reviewing long-term retirement plan
David Mandell

Why Your Long-Term Financial Plan Must Be Flexible

The Greek philosopher Heraclitus is quoted as saying “the only constant in life is change.”…
doctor writing prescription for financial wellness - financial guide for physicians and doctors
David Mandell

Achieving Financial Wellness: A Guide for Physicians

The term “wellness” has become increasingly popular in the general public at large, and within…
Physician reviewing employment benefits for doctors
David Mandell

The Starter Guide to Doctor Benefits: 401(k)s and Much More

Competitive benefits are necessary to attract top talent, and employers in the medical field understand…
confident, young doctor in a white coat reviewing life insurance plans
David Mandell

Everything Physicians Need to Know About Life Insurance

Your career as a physician is full of major milestones that show you’re growing wiser,…
Doctor in a white coat putting a coin in a piggybank
David Mandell

The Beginner’s Guide to Investing for Doctors

You know the difference between “diverticulitis” and “diverticulosis.” You can react instantly and calmly when…
David Mandell

Three Strategies to Implement for a Retirement-Ready Future

An effective retirement plan cannot simply be established at the start of one’s career and…
David Mandell

Six Tools to Help You Achieve Your Retirement Goals

It is not surprising that achieving a financially secure retirement is a leading financial goal…
retirement graphic
David Mandell

Four Common Pitfalls in a Qualified Retirement Plan

OJM Group has reviewed many qualified retirement plans (QRPs) for businesses and professional practices, including…
Attorney and Wealth Advisor determining between s and c corporations
Articles

S or C Corporations?

When choosing a structure for any business, including a medical practice, you are really making…
illustration of house wrapped with padlock
David Mandell

How to Protect Your Home and Home Equity From Liability

The family home (and its equity) is often one of the most valuable assets you…
scenic beach side home for physician during retirement
Bob Peelman

Retiring Well for Today’s Physician

How does a physician “retire well”?  That answer, unsurprisingly, has been changing over time. Historically,…
person looking at retirement savings plan
David Mandell

Boost Tax Deductions & Retirement Savings

A Cash Balance Plan is a Qualified Retirement Plan (QRP) that can provide physicians and…
person looking at investment charts and financials
Andrew Taylor

Direct Indexing

If you are an investor who follows the financial media, amid the stories of gloom…
financial advisor team
Jason O'Dell

How to Choose an Investment Advisor? Three Mistakes to Avoid

Over the last few years, many investors have re-examined not only their investment assumptions, but…
pen stock charts and inflation
Monthly Investment Commentary

Stubborn Inflation Drives Market Volatility

Equity markets exhibited volatility during April—as the S&P 500 lost ground for the first time…
financial advisor reviewing options
Adam Braunscheidel

Tax-Loss Harvesting

As we approach year end, many investors inquire about ways to reduce their tax obligations…
image of someone looking into a financial crystal ball
David Mandell

Have High-Interest Rates Accurately Predicted a Market Correction or Recession?

Many investors have recently been asking their advisors, “Is a recession coming?” This question is…
tax form 1040 eggs in basket
Bob Peelman

Reduce Your Tax Liability with a Mega Backdoor Roth IRA

As recently as this week, there are tax proposals in Congress which, if passed, would…
Monthly Investment Commentary

Global Markets Rally Again: Third Quarter Key Takeaways

Despite its reputation as the worst seasonal period for stocks, global stock markets rallied again.…
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Doctors

Asset Protection for Doctors: 3 Effective Strategies

Doctors like yourself invest countless years and resources into education and training to provide exceptional…
portfolio chart
Jason O'Dell

Investment Alternatives to Reduce Portfolio Risk

Most investors have concerns about the global economy. We are almost a decade removed from…
tax word block
Articles

2017 Tax Cuts and Jobs Act

Congress enacted sweeping tax reform in December which has widespread effects on both individuals and…
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David Mandell

Financial Lessons Learned from the Pandemic

Now that we have reached Summer 2021, when over 150 million Americans have been vaccinated,…
a beginners guide to financial planning for physicians
Doctors

Financial Planning for Physicians

If you're a medical practitioner, you probably know that physicians are among the highest-paid professionals…
advisor working on portfolio
David Mandell

Are You Taking Advantage of Two Everyday Tax-Favored Assets?

Like everyone we have ever worked with, you likely want to reduce your taxes as…
attorney putting estate planning documents in briefcase
David Mandell

Estate Planning Essentials for All Ages

Estate planning is an important aspect of wealth management that should be addressed early in…
Image showing piggy bank and books for what you need to know if you inherit an ira
David Mandell

What You Need To Know if You May Inherit an IRA

As baby boomers age into their 70’s and 80’s, it is estimated that over $84…
image showing bond indices as we consider bonds vs cash
Andrew Taylor

Bonds vs Cash

“Why should I be investing in bonds when I can earn more than 5% on…
person working on their long-term care planning
David Mandell

Long-Term Care Planning

WHAT YOU NEED TO KNOW ABOUT THE RISKS & ROLE OF INSURANCE Concerns about long-term…
us capitol building
Carole Foos

What You Should Know About the Biden Tax Proposals

With the Democrats controlling both houses of Congress, there is a likelihood that President Biden's…
advisor working with client to reduce taxes on investments
Andrew Taylor

Proactive Planning Can Reduce Taxes on Investments

This article offers six strategies to reduce taxes on investments, that could save you thousands…
couple reviewing retirement related to inflation
David Mandell

Don’t Outlive Your Money

Most investors, when considering their financial future, have a common concern – that they will…
traditional or roth ira
Bob Peelman

Bear Market Offers Opportunity for Roth IRA Conversions

In May 2022, after several months of volatility across all financial markets, the S&P 500…
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David Mandell

Consolidated Appropriations Act of 2023

The Consolidated Appropriations Act of 2023, enacted on December 29, 2022, includes the Secure 2.0…
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Carole Foos

The Current State of Tax Reform

TAX UPDATE ON THE PROVISIONS IN THE BUILD BACK BETTER ACT While the passage of…
coins in jar for savings
David Mandell

Health Savings Accounts

Investors are likely aware of Health Savings Accounts (HSAs) and their use by patients and…
calculating advisor fees
Articles

How Much Are You Paying Your Financial Advisor?

A recent survey by Cerulli Associates and Phoenix Marketing International found that nearly two out…
Adam Braunscheidel

Money Matters for the Newly Married

For many people, getting married is one of life’s highlights. This lifelong commitment is a…
attorney and gavel
David Mandell

Recent Cases Affect Protection of Assets in LLCs

As we kick off 2023, OJM partner David Mandell provides a high-level update on new…
person assessing risk tolerance during market volatility
David Mandell

Surviving Market Volatility

KNOWING YOUR TOLERANCE FOR RISK There are no activities that are completely risk free. Whether…
graduates throwing caps in the air
Bob Peelman

Saving for the High Cost of College

Most Americans would agree that money spent on higher education is incredibly important, as assets…
physician computer stethoscope, and iPad showing investments
Doctors

Investing as a Doctor: 5 Tips for Beginners

As a doctor, you dedicate your life to caring for others and positively impacting their…
image of magnifying glass on volatile stock market index
David Mandell

Sequence of Returns Risk

As investors age, they should consider the reallocation of their assets into increasingly conservative investments…