ARTICLES

magnifying glass showing stock market volatility
Monthly Investment Commentary

U.S. Equities Post May Gains; CPI Triggers Early June Sell-Off

The Month at a Glance Both equities and fixed income were positive in May US…
person assessing risk tolerance during market volatility
Adam Braunscheidel

Surviving Market Volatility

THE IMPORTANCE OF KNOWING YOUR RISK TOLERANCE LEVEL There are no activities that are completely…
image graphic representing bonds
Andrew Taylor

Why Are Bonds Losing Money?

WHAT ACTIONS SHOULD I TAKE? The Bloomberg U.S. Aggregate Bond Index experienced its worst-performing quarter…
stock market graphic
Monthly Investment Commentary

Equity and Fixed Income Markets Post Losses as U.S. Dollar Strengthens

The Month at a Glance Both equities and fixed income posted large losses for the…
yield curve recession
Monthly Investment Commentary

Is a Recession on the Horizon?

The following is an update to an article we authored in October 2019, just a…
wealth advisor working with client
David Mandell

Equity-Indexed Universal Life Insurance and Structured Notes

Faced with high inflation, potential interest rate hikes and a destabilizing international political environment, today’s…
tax form 1040 and american flag
Carole Foos

The Current State of Tax Reform

TAX UPDATE ON THE PROVISIONS IN THE BUILD BACK BETTER ACT While the passage of…
person working on their long-term care planning
David Mandell

Long-Term Care Planning

WHAT YOU NEED TO KNOW ABOUT THE RISKS & ROLE OF INSURANCE Concerns about long-term…
giving money to charity tax deduction
David Mandell

Tax-Savvy Charitable Planning

HOW TO GIVE AND RECEIVE TAX BENEFITS Both at the end of the year and…
financial advisor review tax strategies
David Mandell

Savvy Strategies to Reduce Taxes on Your Investment Portfolio

Most of us want to reduce taxes wherever possible, especially today when tax increases may…
financial advisor reviewing options
Adam Braunscheidel

Tax-Loss Harvesting

As we approach year end, many investors inquire about ways to reduce their tax obligations…
tax form 1040 eggs in basket
Bob Peelman

Reduce Your Tax Liability with a Mega Backdoor Roth IRA

As recently as this week, there are tax proposals in Congress which, if passed, would…
employees on zoom call
Carole Foos

The New and Expanded Employee Retention Credit

Nearly all taxpayers are looking for legitimate tools to reduce taxes. The Employee Retention Credit…
pandemic-covid-19 data image
David Mandell

Financial Lessons Learned from the Pandemic

Now that we have reached Summer 2021, when over 150 million Americans have been vaccinated,…
illustration of house wrapped with padlock
David Mandell

How to Protect Your Home and Home Equity From Liability

Along with retirement and personal investment accounts, the family home (and its equity) is often…
David Mandell

Inflation and Your Investments

Inflation is a popular topic in the financial media this spring. This short article is…
us capitol building
Carole Foos

What You Should Know About the Biden Tax Proposals

With the Democrats controlling both houses of Congress, there is a likelihood that President Biden's…
insurance advisor working with client
Bob Peelman

Permanent Life Insurance

Perhaps no wealth planning tool is as strongly debated as permanent life insurance. On the…
roth ira piggy bank calculator
Bob Peelman

Backdoor Roth IRA Strategy

Tax diversification is a planning concept that we stress in our books, and in our…
US Federal Reserve Building
David Mandell

Four Ways to Leverage Today’s Ultra-Low Interest Rates

As we navigate through this difficult time in the U.S. economy, a few bright spots…
Carole Foos

2020 Year-End Tax Tips

Along with some COVID-19 related tax changes, the result of the recent Presidential election tends…
attorney putting estate planning documents in briefcase
David Mandell

Estate Planning Essentials for All Ages

Estate planning is an important aspect of wealth management that should be addressed early in…
college graduates
David Mandell

Saving for the High Cost of College

Amid the uncertainty surrounding the new school year, it is important for parents and students…
investing during covid-19
ojmcares-2

Staying the Course

Tensions have been high since March for all investors. For the first time ever, many…
reviewing stock graphs
ojmcares-2

Why is the Stock Market Going Up When Economic News Looks Grim?

Many of our clients, like investors across the country, are asking this important question: How…
financial planning
ojmcares-2

Six Financial Actions to Take During the COVID-19 Crisis

The COVID-19 crisis has created a significant financial setback for almost all physicians, business owners…
surviving the coronavirus recession
Articles

A Business’s 8 Step Prescription for Surviving the Coronavirus Recession

OJM is pleased to share the following timely article authored by CPA Crystal Faulkner of…
ojmcares-2

Current Thoughts on Coronavirus and Market Volatility

The coronavirus outbreak is still progressing, and its full health and economic impacts are clearly not yet apparent. We expect to have…
advisor working on portfolio
David Mandell

Are You Taking Advantage of Two Everyday Tax-Favored Assets?

Like everyone we have ever worked with, you likely want to reduce your taxes as…
financial planning for young families
Money Milestones

Money Milestones: Starting a Family

Major life events often trigger important questions about money and can significantly impact long-term financial…
Bob Peelman

Yield Curve Inversions Explained

“Yield curve inversion” has been in the news lately. You may be wondering exactly what…
Tax Return_Corp_Individual
David Mandell

2019 Year-End Tax Tips

Although many taxpayers have just completed and filed their 2018 tax returns, it is already…
Adam Braunscheidel

Money Milestones: Getting Married

Major life events often trigger important questions about money and can significantly impact long-term financial goals.…
David Mandell

Increase Tax Deductions and Boost Retirement Savings with a Cash Balance Plan

A Cash Balance Plan is a Qualified Retirement Plan (QRP) that can provide physicians and…
David Mandell

The Advisor Advantage

Seven Benefits Your Advisor Should Bring to Your Portfolio “Do I really need help—or can…
David Mandell

Six Tools to Help You Achieve Your Retirement Goals

It is not surprising that achieving a financially secure retirement is a leading financial goal…