ARTICLES

doctor writing prescription for financial wellness - financial guide for physicians and doctors
David Mandell

Achieving Financial Wellness: A Guide for Physicians

The term “wellness” has become increasingly popular in the general public at large, and within…
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Monthly Investment Commentary

January Market Resilience and Realignment

The calendar year changed but momentum for U.S. large-cap growth stocks continued into January Developed…
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David Mandell

What You Need To Know if You May Inherit an IRA

As baby boomers age into their 70’s and 80’s, it is estimated that over $84…
Image showing financial report focusing on interest rates, inflation and the possibility of recession
Monthly Investment Commentary

Inflation, Interest Rates, and Market Rallies

What a difference a year makes. In 2022, high inflation and the Fed’s commitment to…
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Andrew Taylor

Bonds vs Cash

“Why should I be investing in bonds when I can earn more than 5% on…
advisor working with client to reduce taxes on investments
Andrew Taylor

Proactive Planning Can Reduce Taxes on Investments

This article offers six strategies to reduce taxes on investments, that could save you thousands…
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David Mandell

Health Savings Accounts

Investors are likely aware of Health Savings Accounts (HSAs) and their use by patients and…
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Bob Peelman

Saving for the High Cost of College

Most Americans would agree that money spent on higher education is incredibly important, as assets…
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Doctors

Investing as a Doctor: 5 Tips for Beginners

As a doctor, you dedicate your life to caring for others and positively impacting their…
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David Mandell

Why Your Long-Term Financial Plan Must Be Flexible

The Greek philosopher Heraclitus is quoted as saying “the only constant in life is change.”…
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David Mandell

Sequence of Returns Risk

As investors age, they should consider the reallocation of their assets into increasingly conservative investments…
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Doctors

Asset Protection for Doctors: 3 Effective Strategies

Doctors like yourself invest countless years and resources into education and training to provide exceptional…
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David Mandell

Don’t Outlive Your Money

Most investors, when considering their financial future, have a common concern – that they will…
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David Mandell

Have High-Interest Rates Accurately Predicted a Market Correction or Recession?

Many investors have recently been asking their advisors, “Is a recession coming?” This question is…
a beginners guide to financial planning for physicians
Doctors

Financial Planning for Physicians

If you're a medical practitioner, you probably know that physicians are among the highest-paid professionals…
lawyers shaking hands
David Mandell

The Importance of Asset Protection

Among the various types of liability that physicians may face, including employee claims, HIPAA violations,…
reviewing tax and investment documents
David Mandell

Tax Diversification

Investors often hear the phrase “don’t put all your eggs in one basket,” and interpret…
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Bob Peelman

Silicon Valley Bank Collapse

OJM partners and advisors received several questions related to the failure of Silicon Valley Bank…
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Andrew Taylor

Are You Getting Adequately Paid for Your Cash?

Let’s start by getting to the point. You should call your bank and find out…
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David Mandell

Consolidated Appropriations Act of 2023

The Consolidated Appropriations Act of 2023, enacted on December 29, 2022, includes the Secure 2.0…
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David Mandell

Recent Cases Affect Protection of Assets in LLCs

As we kick off 2023, OJM partner David Mandell provides a high-level update on new…
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Monthly Investment Commentary

Fourth Quarter Gains End Challenging Year for Markets

While it was a challenging year for markets, we did see a nice fourth quarter…
person looking at investment charts and financials
Andrew Taylor

Direct Indexing

If you are an investor who follows the financial media, amid the stories of gloom…
Bob Peelman

Treasury Inflation Protected Securities

Treasury Inflation Protected Securities, aka TIPS, provide investors with a return that is indexed to…
doctor using calculator
Carole Foos

Tax Reduction Opportunity for Medical Practices

As most readers are certainly aware, the Tax Cuts and Jobs Act (TCJA), passed in…
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David Mandell

Tax Diversification

It is not surprising that the top financial goals of physicians and other high-net-worth investors…
financial advisor solutions
Adam Braunscheidel

6 Financial Actions to Take During Uncertain Times

During a volatile market environment like we find ourselves in today, or the steep market…
traditional or roth ira
Bob Peelman

Bear Market Offers Opportunity for Roth IRA Conversions

In May 2022, after several months of volatility across all financial markets, the S&P 500…
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David Mandell

Surviving Market Volatility

KNOWING YOUR TOLERANCE FOR RISK There are no activities that are completely risk free. Whether…
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Andrew Taylor

Why Are Bonds Losing Money?

WHAT ACTIONS SHOULD I TAKE? The Bloomberg U.S. Aggregate Bond Index experienced its worst-performing quarter…
yield curve recession
Monthly Investment Commentary

Is a Recession on the Horizon?

The following is an update to an article we authored in October 2019, just a…
wealth advisor working with client
David Mandell

2 Investment Options: Upside Potential & Downside Protection

Faced with high inflation, potential interest rate hikes and a destabilizing international political environment, today’s…
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Carole Foos

The Current State of Tax Reform

TAX UPDATE ON THE PROVISIONS IN THE BUILD BACK BETTER ACT While the passage of…
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David Mandell

Long-Term Care Planning

WHAT YOU NEED TO KNOW ABOUT THE RISKS & ROLE OF INSURANCE Concerns about long-term…
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David Mandell

Tax-Savvy Charitable Planning

HOW TO GIVE AND RECEIVE TAX BENEFITS Both at the end of the year and…
financial advisor review tax strategies
David Mandell

Savvy Strategies to Reduce Taxes on Your Investment Portfolio

Most of us want to reduce taxes wherever possible, especially today when tax increases may…