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Monthly Investment Commentary

Global Equities Rise as Economy Remains Resilient

Global equities rose in April amid regional banking stress and worsening leading economic indicators Despite…
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David Mandell

The Importance of Asset Protection

Among the various types of liability that physicians may face, including employee claims, HIPAA violations,…
reviewing tax and investment documents
David Mandell

Tax Diversification

Investors often hear the phrase “don’t put all your eggs in one basket,” and interpret…
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Bob Peelman

Silicon Valley Bank Collapse

OJM partners and advisors received several questions related to the failure of Silicon Valley Bank…
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Andrew Taylor

Are You Getting Adequately Paid for Your Cash?

Let’s start by getting to the point. You should call your bank and find out…
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David Mandell

Consolidated Appropriations Act of 2023

The Consolidated Appropriations Act of 2023, enacted on December 29, 2022, includes the Secure 2.0…
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David Mandell

Asset Protection Planning

As we kick off 2023, OJM partner David Mandell provides a high-level update on new…
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Monthly Investment Commentary

Fourth Quarter Gains End Challenging Year for Markets

While it was a challenging year for markets, we did see a nice fourth quarter…
person looking at investment charts and financials
Andrew Taylor

Direct Indexing

If you are an investor who follows the financial media, amid the stories of gloom…
Bob Peelman

Treasury Inflation Protected Securities

Treasury Inflation Protected Securities, aka TIPS, provide investors with a return that is indexed to…
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Carole Foos

Tax Reduction Opportunity for Medical Practices

As most readers are certainly aware, the Tax Cuts and Jobs Act (TCJA), passed in…
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David Mandell

Tax Diversification

It is not surprising that the top financial goals of physicians and other high-net-worth investors…
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Adam Braunscheidel

Six Financial Actions to Take in Uncertain Times

During a volatile market environment like we find ourselves in today, or the steep market…
traditional or roth ira
Bob Peelman

Bear Market Offers Opportunity for Roth IRA Conversions

In May 2022, after several months of volatility across all financial markets, the S&P 500…
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Adam Braunscheidel

Surviving Market Volatility

THE IMPORTANCE OF KNOWING YOUR RISK TOLERANCE LEVEL There are no activities that are completely…
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Andrew Taylor

Why Are Bonds Losing Money?

WHAT ACTIONS SHOULD I TAKE? The Bloomberg U.S. Aggregate Bond Index experienced its worst-performing quarter…
yield curve recession
Monthly Investment Commentary

Is a Recession on the Horizon?

The following is an update to an article we authored in October 2019, just a…
wealth advisor working with client
David Mandell

Equity-Indexed Universal Life Insurance and Structured Notes

Faced with high inflation, potential interest rate hikes and a destabilizing international political environment, today’s…
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Carole Foos

The Current State of Tax Reform

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David Mandell

Long-Term Care Planning

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David Mandell

Tax-Savvy Charitable Planning

HOW TO GIVE AND RECEIVE TAX BENEFITS Both at the end of the year and…
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David Mandell

Savvy Strategies to Reduce Taxes on Your Investment Portfolio

Most of us want to reduce taxes wherever possible, especially today when tax increases may…
financial advisor reviewing options
Adam Braunscheidel

Tax-Loss Harvesting

As we approach year end, many investors inquire about ways to reduce their tax obligations…
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Bob Peelman

Reduce Your Tax Liability with a Mega Backdoor Roth IRA

As recently as this week, there are tax proposals in Congress which, if passed, would…
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Carole Foos

The New and Expanded Employee Retention Credit

Nearly all taxpayers are looking for legitimate tools to reduce taxes. The Employee Retention Credit…
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David Mandell

Financial Lessons Learned from the Pandemic

Now that we have reached Summer 2021, when over 150 million Americans have been vaccinated,…
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David Mandell

How to Protect Your Home and Home Equity From Liability

Along with retirement and personal investment accounts, the family home (and its equity) is often…
David Mandell

Inflation and Your Investments

Inflation is a popular topic in the financial media this spring. This short article is…
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Carole Foos

What You Should Know About the Biden Tax Proposals

With the Democrats controlling both houses of Congress, there is a likelihood that President Biden's…
insurance advisor working with client
Bob Peelman

Permanent Life Insurance

Perhaps no wealth planning tool is as strongly debated as permanent life insurance. On the…
roth ira piggy bank calculator
Bob Peelman

Backdoor Roth IRA Strategy

Tax diversification is a planning concept that we stress in our books, and in our…
US Federal Reserve Building
David Mandell

Four Ways to Leverage Today’s Ultra-Low Interest Rates

As we navigate through this difficult time in the U.S. economy, a few bright spots…
Carole Foos

2020 Year-End Tax Tips

Along with some COVID-19 related tax changes, the result of the recent Presidential election tends…
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David Mandell

Estate Planning Essentials for All Ages

Estate planning is an important aspect of wealth management that should be addressed early in…
college graduates
David Mandell

Saving for the High Cost of College

Amid the uncertainty surrounding the new school year, it is important for parents and students…
investing during covid-19

Staying the Course

Tensions have been high since March for all investors. For the first time ever, many…