ARTICLES

scenic beach side home for physician during retirement
Bob Peelman

Retiring Well for Today’s Physician

How does a physician “retire well”?  That answer, unsurprisingly, has been changing over time. Historically,…
pen stock charts and inflation
Monthly Investment Commentary

Stubborn Inflation Drives Market Volatility

Equity markets exhibited volatility during April—as the S&P 500 lost ground for the first time…
doctor writing prescription for financial wellness - financial guide for physicians and doctors
David Mandell

Achieving Financial Wellness: A Guide for Physicians

The term “wellness” has become increasingly popular in the general public at large, and within…
Image showing piggy bank and books for what you need to know if you inherit an ira
David Mandell

What You Need To Know if You May Inherit an IRA

As baby boomers age into their 70’s and 80’s, it is estimated that over $84…
David Mandell

Six Tools to Help You Achieve Your Retirement Goals

It is not surprising that achieving a financially secure retirement is a leading financial goal…
person looking at retirement savings plan
David Mandell

Boost Tax Deductions & Retirement Savings

A Cash Balance Plan is a Qualified Retirement Plan (QRP) that can provide physicians and…
retirement graphic
David Mandell

Four Common Pitfalls in a Qualified Retirement Plan

OJM Group has reviewed many qualified retirement plans (QRPs) for businesses and professional practices, including…
doctor writing prescription for financial wellness - financial guide for physicians and doctors
David Mandell

Achieving Financial Wellness: A Guide for Physicians

The term “wellness” has become increasingly popular in the general public at large, and within…
financial team reviewing long-term retirement plan
David Mandell

Why Your Long-Term Financial Plan Must Be Flexible

The Greek philosopher Heraclitus is quoted as saying “the only constant in life is change.”…
person looking at investment charts and financials
Andrew Taylor

Direct Indexing

If you are an investor who follows the financial media, amid the stories of gloom…
financial advisor team
Jason O'Dell

How to Choose an Investment Advisor? Three Mistakes to Avoid

Over the last few years, many investors have re-examined not only their investment assumptions, but…
pen stock charts and inflation
Monthly Investment Commentary

Stubborn Inflation Drives Market Volatility

Equity markets exhibited volatility during April—as the S&P 500 lost ground for the first time…
scenic beach side home for physician during retirement
Bob Peelman

Retiring Well for Today’s Physician

How does a physician “retire well”?  That answer, unsurprisingly, has been changing over time. Historically,…
illustration of house wrapped with padlock
David Mandell

How to Protect Your Home and Home Equity From Liability

The family home (and its equity) is often one of the most valuable assets you…
financial advisor reviewing options
Adam Braunscheidel

Tax-Loss Harvesting

As we approach year end, many investors inquire about ways to reduce their tax obligations…
image of someone looking into a financial crystal ball
David Mandell

Have High-Interest Rates Accurately Predicted a Market Correction or Recession?

Many investors have recently been asking their advisors, “Is a recession coming?” This question is…
tax form 1040 eggs in basket
Bob Peelman

Reduce Your Tax Liability with a Mega Backdoor Roth IRA

As recently as this week, there are tax proposals in Congress which, if passed, would…
Monthly Investment Commentary

Global Markets Rally Again: Third Quarter Key Takeaways

Despite its reputation as the worst seasonal period for stocks, global stock markets rallied again.…
Attorney and Wealth Advisor determining between s and c corporations
Articles

S or C Corporations?

When choosing a structure for any business, including a medical practice, you are really making…
asset protection for doctors banner image
Doctors

Asset Protection for Doctors: 3 Effective Strategies

Doctors like yourself invest countless years and resources into education and training to provide exceptional…
portfolio chart
Jason O'Dell

Investment Alternatives to Reduce Portfolio Risk

Most investors have concerns about the global economy. We are almost a decade removed from…
tax word block
Articles

2017 Tax Cuts and Jobs Act

Congress enacted sweeping tax reform in December which has widespread effects on both individuals and…
pandemic-covid-19 data image
David Mandell

Financial Lessons Learned from the Pandemic

Now that we have reached Summer 2021, when over 150 million Americans have been vaccinated,…
a beginners guide to financial planning for physicians
Doctors

Financial Planning for Physicians

If you're a medical practitioner, you probably know that physicians are among the highest-paid professionals…
advisor working on portfolio
David Mandell

Are You Taking Advantage of Two Everyday Tax-Favored Assets?

Like everyone we have ever worked with, you likely want to reduce your taxes as…
attorney putting estate planning documents in briefcase
David Mandell

Estate Planning Essentials for All Ages

Estate planning is an important aspect of wealth management that should be addressed early in…
Image showing piggy bank and books for what you need to know if you inherit an ira
David Mandell

What You Need To Know if You May Inherit an IRA

As baby boomers age into their 70’s and 80’s, it is estimated that over $84…
image showing bond indices as we consider bonds vs cash
Andrew Taylor

Bonds vs Cash

“Why should I be investing in bonds when I can earn more than 5% on…
person working on their long-term care planning
David Mandell

Long-Term Care Planning

WHAT YOU NEED TO KNOW ABOUT THE RISKS & ROLE OF INSURANCE Concerns about long-term…
us capitol building
Carole Foos

What You Should Know About the Biden Tax Proposals

With the Democrats controlling both houses of Congress, there is a likelihood that President Biden's…
advisor working with client to reduce taxes on investments
Andrew Taylor

Proactive Planning Can Reduce Taxes on Investments

This article offers six strategies to reduce taxes on investments, that could save you thousands…
coins in jar for savings
David Mandell

Health Savings Accounts

Investors are likely aware of Health Savings Accounts (HSAs) and their use by patients and…
calculating advisor fees
Articles

How Much Are You Paying Your Financial Advisor?

A recent survey by Cerulli Associates and Phoenix Marketing International found that nearly two out…
Adam Braunscheidel

Money Matters for the Newly Married

For many people, getting married is one of life’s highlights. This lifelong commitment is a…
attorney and gavel
David Mandell

Recent Cases Affect Protection of Assets in LLCs

As we kick off 2023, OJM partner David Mandell provides a high-level update on new…
person assessing risk tolerance during market volatility
David Mandell

Surviving Market Volatility

KNOWING YOUR TOLERANCE FOR RISK There are no activities that are completely risk free. Whether…
David Mandell

Inflation and Your Investments

Inflation is a popular topic in the financial media this spring. This short article is…
wealth advisor working with client
David Mandell

2 Investment Options: Upside Potential & Downside Protection

Faced with high inflation, potential interest rate hikes and a destabilizing international political environment, today’s…
cash image
Andrew Taylor

Are You Getting Adequately Paid for Your Cash?

Let’s start by getting to the point. You should call your bank and find out…
lawyers shaking hands
David Mandell

The Importance of Asset Protection

Among the various types of liability that physicians may face, including employee claims, HIPAA violations,…
graduates throwing caps in the air
Bob Peelman

Saving for the High Cost of College

Most Americans would agree that money spent on higher education is incredibly important, as assets…
physician computer stethoscope, and iPad showing investments
Doctors

Investing as a Doctor: 5 Tips for Beginners

As a doctor, you dedicate your life to caring for others and positively impacting their…
image of magnifying glass on volatile stock market index
David Mandell

Sequence of Returns Risk

As investors age, they should consider the reallocation of their assets into increasingly conservative investments…
couple reviewing retirement related to inflation
David Mandell

Don’t Outlive Your Money

Most investors, when considering their financial future, have a common concern – that they will…
traditional or roth ira
Bob Peelman

Bear Market Offers Opportunity for Roth IRA Conversions

In May 2022, after several months of volatility across all financial markets, the S&P 500…
calculator tax law images
David Mandell

Consolidated Appropriations Act of 2023

The Consolidated Appropriations Act of 2023, enacted on December 29, 2022, includes the Secure 2.0…
tax form 1040 and american flag
Carole Foos

The Current State of Tax Reform

TAX UPDATE ON THE PROVISIONS IN THE BUILD BACK BETTER ACT While the passage of…
financial advisor solutions
Adam Braunscheidel

6 Financial Actions to Take During Uncertain Times

During a volatile market environment like we find ourselves in today, or the steep market…