Qualified Retirement Plans

Qualified Retirement Plans and IRAs

Qualified retirement plans (QRPs) and IRAs offer both short and long-term wealth accumulation benefits. OJM Group has reviewed or implemented qualified plan designs for numerous companies and professional practices throughout the country and we are well-versed in profit-sharing plans, 401(k)s, traditional pension and defined benefit plans, and all types of IRAs.

OJM can serve as a co-fiduciary for a QRP and remains independent of the plan’s third-party administrator (TPA) and recordkeeper.

Our team offers a complimentary QRP analysis through an independent benchmark study, providing a fundamental first step toward prudent QRP management and peace of mind for employers. The audit can alert business owners and plan administrators to issues within their QRPs, including:

  • Overpayment of fees for recordkeeping, third-party administration and/or investment advisory services.
  • Potential conflicts of interest between your TPA and in-house investment advisor.
  • A fund lineup that is too expensive or lacks flexible options for participants.
  • Absence of a co-fiduciary to share potential liability for plan management and performance.

ARTICLES

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Monthly Investment Commentary

Q4 Market Recap and Outlook for 2021

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VIDEOS

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Webcasts

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PODCASTS

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Bob Peelman

Outlook for Your Portfolio in 2021

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