Life Insurance

For Family Protection

Most people realize that life insurance can protect a family from the financial hardship caused by the premature death of the income earner(s). Beyond that, there are many decisions to make, including type of insurance to select and amount of insurance needed, as well as which company and product to choose. OJM team members can provide the information to help clients make educated decisions in these areas.

As an Asset Class

Permanent (cash value) life insurance is an asset with unique wealth accumulation attributes. When structured properly, life insurance may offer tax benefits, asset protection qualities, and principal protection in ways that other asset classes cannot match. Our team has helped educate clients to better understand this asset class and how it might play a role in their overall wealth plans.

ARTICLES

employees on zoom call
Carole Foos

The New and Expanded Employee Retention Credit

Nearly all taxpayers are looking for legitimate tools to reduce taxes. The Employee Retention Credit…

VIDEOS

older person in long-term care
Webcasts

What is the “Cost” of Having—or Not Having—Long Term Care Insurance?

OJM Group's Michael Lewellen, CPF® discusses the cost of Long Term Care Insurance for physicians,…

PODCASTS

three diversified portfolio buckets
Jason O'Dell

Is Your Portfolio Ready for An Income Tax Increase?

OJM Group · Is Your Portfolio Ready for an Income Tax Increase? As we enter…