INSURANCE BENEFITS PLANNING ARTICLES

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Is It Time to “Refi” Your Life Insurance?

By David B. Mandell, JD, MBA and Jason M. O'Dell, MS, CWM on August 11, 2017

When interest rates fall, homeowners should consider refinancing their mortgages when the long-term savings from paying lower interest exceeds any refinancing closing costs. This is simple finance 101 – and most take advantage of it. What many have not done is to apply this exact same cost-reduction wealth-enhancement strategy to another of their long-term assets

What’s New In Retirement Planning?

By Jason O'Dell, MS, CWM | John Kelly, CLU®, RHU® | Greg James, CPC®, QPA, QKA on April 11, 2017

Defined Benefit Plans Can Provide Larger Tax Deductions than 401(k)s/Profit-Sharing Plans Defined Benefit Pension Plans as well as Cash Balance Plans are generating a lot of interest with both large and small companies. Businesses generally find that these retirement plans are a great way to increase retirement savings and reduce taxes at the same time.

you-may-not-need-life-insurance-five-things-to-consider

You May Not Need Life Insurance: Five Things to Consider

By Jason M. O'Dell, MS, CWM on December 12, 2016

In other articles or books, you have undoubtedly read about why you need life insurance. Even more likely, an insurance agent has explained these reasons to you personally. In this article, we will take a contrarian’s approach and explain some circumstances in which you don’t need life insurance. Before we do so, a brief explanation

5 Things Regulators Want to Know About the Way You Do Business

By Kenneth Corbin on March 10, 2015

This article was written by Kenneth Corbin and was featured in the March 2015 issue of Financial Planning Magazine. When it comes to compliance issues, the line between RIAs and broker-dealers seems to be getting fuzzier. At the beginning of the year, when the SEC and FINRA published letters detailing the issues of greatest concern

What’s New In Retirement Planning?

By By Jason O’Dell, MS, CWM, John Kelly, CLU, RHU, Greg James, CPC, QPA, QKA on November 13, 2014

Defined Benefit Plans Can Provide Larger Tax Deductions than 401(k)s/Profit-Sharing Plans Defined Benefit Pension Plans as well as Cash Balance Plans are generating a lot of interest both large and small businesses. Business owners generally find that these retirement plans are a great way to increase retirement savings and reduce taxes at the same time.

 

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