ARTICLES

Articles written by members of the OJM Group have been printed in a wide variety of publications – in trade journals for physicians, dentists, general business owners, construction businesses, yachting and marina businesses, and general financial periodicals as well. We encourage you to take a moment to view our article library by selecting the category (located in the right-hand side-bar) that best matches your interests.  If you have a publication and are interested in using one of our articles, please contact us.

stock market graphs

September Investment Commentary: Market Continues Longest Streak of Monthly Gains Since the Mid-1990s

By OJM Wealth Management Team on September 12, 2017

U.S. stocks finished August largely unchanged. The final day of trading brought the market into positive territory for the month, with a 0.3 percent gain for August. Larger-cap U.S. stocks (Vanguard 500 Index) are up over 11.8 percent for the year to date and, notably, continued their monthly winning streak, which is now at 10

calculating advisor fees

How Much Are You Paying Your Advisor?

By Jason M. O'Dell, MS, CWM and Andrew M. Taylor, CFP® on September 12, 2017

A recent survey by Cerulli Associates and Phoenix Marketing International found that nearly two out of every three investors in the survey were confused about how they were paying their advisors. According to a survey released in October by investment management firm Rebalance IRA, many Americans incorrectly believe they pay no fees in their retirement

filling out life insurance form

Is It Time to “Refi” Your Life Insurance?

By David B. Mandell, JD, MBA and Jason M. O'Dell, MS, CWM on August 11, 2017

When interest rates fall, homeowners should consider refinancing their mortgages when the long-term savings from paying lower interest exceeds any refinancing closing costs. This is simple finance 101 – and most take advantage of it. What many have not done is to apply this exact same cost-reduction wealth-enhancement strategy to another of their long-term assets

 

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